While Synchrony Financial has overperformed by 0.57%, investors are advised to look at stock chart patterns for technical insight. Within its last year performance, SYF rose by 32.40%, with highs and lows ranging from $86.22 to $40.54, whereas the simple moving average jumped by 28.35% in the last 200 days.
On December 08, 2025, Wolfe Research started tracking Synchrony Financial (NYSE: SYF) recommending Outperform. A report published by Robert W. Baird on December 05, 2025, Downgraded its rating to ‘Neutral’ for SYF. HSBC Securities also Upgraded SYF shares as ‘Buy’, setting a target price of $81 on the company’s shares in a report dated October 10, 2025. Rothschild & Co Redburn initiated its ‘Neutral’ rating for SYF, as published in its report on August 01, 2025. BTIG Research’s report from July 14, 2025 suggests a price prediction of $100 for SYF shares, giving the stock a ‘Buy’ rating. Morgan Stanley also rated the stock as ‘Equal-Weight’.
Analysis of Synchrony Financial (SYF)
The current dividend for SYF investors is set at $1.15 per share, indicating investors will get a return regardless of how the company performs over the next quarter. Further, the quarter-over-quarter decrease in sales is -3.13%, showing a negative trend in the upcoming months.
There are several well-rounded types of analysis and research techniques that can be used to gain a clear view of Synchrony Financial’s future performance, with equity being one of the most critical indicators. The goal here is to ensure that your current return on equity of 21.64% is sufficient for you to turn a profit off your investment. Taking into account the quick ratio of the company, currently set at 2.90, you can see that the company can cover any debts it may have, which can easily be seen in the annual report of the company.
As an indicator of volatility for any stock, average volume can also be very valuable, and SYF is recording an average volume of 3.48M. On a monthly basis, the volatility of the stock is set at 2.11%, whereas on a weekly basis, it is put at 1.49%, with a gain of 3.40% over the past seven days. Furthermore, long-term investors anticipate a median target price of $86.87, showing growth from the present price of $86.06, which can serve as yet another indication of whether SYF is worth investing in or should be passed over.
How Do You Analyze Synchrony Financial Shares?
Synchrony Financial (SYF) is based in the USA and is one of the most prominent companies operating in the Credit Services market. When comparing Synchrony Financial shares with other companies under Financial, the P/E value is an influential factor to note. This is because it represents an indication of the future growth of the company in terms of investors’ expectations. Ultimately, the value of the latter should demonstrate steady, rapid growth, which is an accurate measure of the company’s progress. In addition to the value of 9.41, there is a growth in quarterly earnings of 47.52%.
Apart from looking at the fundamentals, you should also pay attention to the number of company employees who own shares. This is because the values should be in line with investors’ expectations. As such, the current holdings of company stock inside the company are set at 0.48%. This can enable you to see the extent to which executives own the company’s stock. As opposed to executive stock, institutional ownership accounts for 106.13% of the company’s shares, contributing to an indication of company value, since large shareholders may signify strength within the organization.
