While Affirm Holdings Inc has underperformed by -4.29%, investors are advised to look at stock chart patterns for technical insight. Within its last year performance, AFRM rose by 19.31%, with highs and lows ranging from $100.00 to $30.90, whereas the simple moving average jumped by 13.80% in the last 200 days.
On October 23, 2025, Citigroup started tracking Affirm Holdings Inc (NASDAQ: AFRM) recommending Buy. A report published by Wells Fargo on October 22, 2025, Initiated its previous ‘Overweight’ rating for AFRM. Rothschild & Co Redburn also Upgraded AFRM shares as ‘Buy’, setting a target price of $101 on the company’s shares in a report dated October 06, 2025. Rothschild & Co Redburn Initiated an Neutral rating on August 01, 2025, and assigned a price target of $74. Oppenheimer initiated its ‘Outperform’ rating for AFRM, as published in its report on July 21, 2025. Deutsche Bank’s report from July 17, 2025 suggests a price prediction of $78 for AFRM shares, giving the stock a ‘Buy’ rating. BTIG Research also rated the stock as ‘Neutral’.
Analysis of Affirm Holdings Inc (AFRM)
Further, the quarter-over-quarter increase in sales is 32.95%, showing a positive trend in the upcoming months.
In order to gain a clear picture of Affirm Holdings Inc’s future performance, a variety of well-rounded analysis and research techniques can be applied, with equity being the most critical. The goal here is to ensure that your current return on equity of 1.80% is sufficient for you to turn a profit off your investment. Taking into account the quick ratio of the company, currently set at 6.56, you can see that the company can cover any debts it may have, which can easily be seen in the annual report of the company.
An average volume of 7.36M can be a very valuable indicator of volatility for AFRM stock. On a monthly basis, the volatility of the stock is set at 5.12%, whereas on a weekly basis, it is put at 4.67%, with a gain of 1.01% over the past seven days. Furthermore, long-term investors anticipate a median target price of $95.82, showing growth from the present price of $72.66, which can serve as yet another indication of whether AFRM is worth investing in or should be passed over.
How Do You Analyze Affirm Holdings Inc Shares?
The USA based company Affirm Holdings Inc (AFRM) is one of the biggest names in Software – Infrastructure. When comparing Affirm Holdings Inc shares with other companies under Technology, the P/E value is an influential factor to note. This is because it represents an indication of the future growth of the company in terms of investors’ expectations. Ultimately, the value of the latter should demonstrate steady, rapid growth, which is an accurate measure of the company’s progress. In addition to the value of 567.21, there is a growth in quarterly earnings of 241.23%.
In addition to the fundamentals, you should also consider how many employees own shares in the company. This is because the values should be in line with investors’ expectations. As such, the current holdings of company stock inside the company are set at 16.58%. This can enable you to see the extent to which executives own the company’s stock. As opposed to executive stock, institutional ownership accounts for 71.74% of the company’s shares, contributing to an indication of company value, since large shareholders may signify strength within the organization.
